Copyright Policy

1. About this policy

This Copyright Policy (“Policy”) explains the ownership and permitted use of content available on the Interest Incentivization Fund (IIF) portal ("the Portal"), operated by Sagarmala Finance Corporation Limited (SMFCL) under the Ministry of Ports, Shipping & Waterways, Government of India.

By accessing or using the Portal, you acknowledge and agree to this policy, subject to applicable law and any other terms or policies applicable to the Portal.

2. Ownership of Portal content

Unless expressly stated otherwise, the content made available of on the Portal is owned by, or used with the authority of, SMFCL and/or the Government of India and is protected under the Copyright Act, 1957 and other applicable Indian law.

This includes, as applicable text, forms, guidelines, scheme information, documents, page design, layout, graphics, photographs, audiovisual material, software, databases and the compilation and arrangement of information on the Portal.

Certain content may be provided by or licensed from third parties. Such content remains subject to the rights and licences of its respective owners, as described in Section 6.

The names, logos, marks and emblems of SMFCL and the Ministry of Ports, Shipping & Waterways, and the State Emblem of India where displayed, are protected on the Portal, are protected under applicable law. No right to use any such name, logo, mark or emblem is granted by this Policy. Such materials may not be reproduced, modified or used without prior written permission from the relevant authority and, in the case of the State Emblem of India, only in accordance with applicable law.

3. What you May Do

Subject to this Policy and applicable law, you may:

• Access and View the Portal and use its forms, features and services for the purposes connected with of the IIF scheme.
• Download or print scheme guidelines, forms and records relating to your own application for your personal or organisational use in connection with the IIF scheme.
• Quote reasonable short extracts of from the public available scheme information, provided that:
• Appropriate attribution to SMFCL and the Portal is given, the extract is accurate and is not presented in a misleading manner and is not used in a derogatory way.
• The use does not imply endorsement, sponsorship, partnership or official approval where none exists.
• Any permission granted under this Section is limited to the purposes stated above and does not transfer ownership of the underlying content.

4. What You May Not Do Without permission

Except as expressly permitted by this Policy, applicable law, or with prior written permission from SMFCL or the relevant rights holder, you must not:

• Copy, reproduce, republish, distribute, sell, license or commercially exploit or create derivative works from Portal content, other than as allowed above.
• Copy, modify reverse-engineer or redistribute the Portal software, or use automated tools to scrape or bulk-download its content.
• copy, modify, distribute or otherwise exploit Portal software except to the extent permitted by applicable law or the applicable licence;
• reverse-engineer, decompile or disassemble Portal software except to the extent such activity cannot lawfully be restricted under applicable law;
• Use SMFCL or the Ministry names, logos, marks or emblems in a manner that suggests endorsement, sponsorship, partnership or official status.
• Remove, obscure or alter any copyright, ownership, attribution or other proprietary notice.
• Frame, mirror or embed the Portal inside another website or service in a manner that hides its source or is likely to mislead users.
• Use Portal content for any unlawful purpose or in a manner that infringes the rights of SMFCL, the Government of India or any third party.
• Nothing in this Section prohibits any use that is expressly permitted under applicable law and cannot lawfully be restricted by contract.
• To request permission for any use not covered by this Policy should be made to SMFCL using the contact or grievance channel specified in section 10.

5. Content you submit

• . You retain the rights you already hold in the information and documents that you submit through the Portal, such as applications, project reports, loan records, compliance documents claims and supporting claims.

. By submitting material through the Portal, you represent and warrant that:

. You have the necessary rights, permissions and authority to submit the material;

. The submission does not knowingly infringe and the copyright, privacy, confidentiality, intellectual property or other rights of any person and

. any information required to be disclosed for the administration of the IIF scheme may lawfully be provided to SMFCL and the relevant authorities, lenders or other authorised participants;

. You grant SMFCL, the Ministry of Ports, Shipping & Waterways, the relevant lenders and their authorised personnel and service providers a non-exclusive, royalty-free right to store, reproduce, process, review, transmit and use the submitted material to the extent reasonably necessary for:

• receiving and processing applications;
• assessing and administering the IIF scheme;
• verification, due diligence and compliance;
• monitoring, audit and inspection;
• record-keeping and archival purposes;
• reporting, statistical and policy purposes;
• preventing fraud, misuse or security incidents; and
• Complying with applicable law, regulatory requirements or directions of competent authorities.
• This permission does not transfer ownership of your underlying intellectual property to SMFCL or the Government of India.
• SMFCL may retain records for the periods required by applicable law, regulatory requirements, audit requirements or legitimate administrative purposes.
• You remain responsible for ensuring that material submitted by you does not infringe the rights of any third party.
• The handling of personal data is governed by the Portal's Privacy Policy.

6. Third-party content and links

The Portal may contain or use material owned by, or licensed from, third parties, including fonts, icons, software libraries, photographs, data, APIs and other technology or content. Such material remains subject to the applicable third-party terms, licences and intellectual property rights.

• Nothing in this Policy grants you any rights in third-party material beyond those expressly granted by the relevant rights holder or applicable law.
• The Portal may contain links to websites, applications or services operated by third parties. Such links are provided for convenience and informational purposes. SMFCL does not control those third-party websites or services and, unless expressly stated otherwise, does not endorse or assume responsibility for their content, availability, security, privacy practices or terms of use.
• Your use of a third-party website or service is subject to the terms and policies applicable to that website or service.

7. Reporting an infringement

If you believe that content made available on the Portal infringes your copyright, please submit a written complaint to SMFCL through the grievance or helpdesk channel

To enable SMFCL to review the complaint, please provide:

• your name, organisation, email address and other relevant contact details;
• a description of the copyrighted work that you believe has been infringed and, where applicable, evidence of ownership or authority to act on behalf of the copyright owner;
• the exact URL, page or other location of the allegedly infringing material;
• an explanation of why you believe the material infringes your copyright; and
• A statement confirming that the information provided is accurate to the best of your knowledge and that you are making the complaint in good faith.
• SMFCL may review the complaint and, where appropriate and subject to applicable law, may restrict, remove or disable access to the relevant material while the matter is being examined.

Submission of a complaint does not guarantee removal of any material

8. Changes to this policy

SMFCL may update this policy from time to time to reflect changes in law, technology, Portal functionality, scheme requirements or administrative practices.

The "Last updated" date displayed at the top of this page indicates when it was last revised. Continued use of the Portal after an updated Policy is published constitutes acknowledgement of the revised Policy, subject to applicable law

9. Saving, Severability and Applicable Law.

If any provision of this Policy is held to be invalid, unlawful or unenforceable by a competent authority, that provision shall be interpreted or modified to the minimum extent necessary to make it valid and enforceable, where legally permissible. The remaining provisions shall continue in full force and effect.

Nothing in this Policy is intended to override any mandatory provision of applicable Indian law or any statutory right or remedy that cannot lawfully be excluded or restricted.

This Policy shall be governed by and construed in accordance with the laws of India. Subject to applicable law and any specific dispute-resolution mechanism prescribed for the IIF scheme, matters arising from this Policy shall be subject to the jurisdiction of the competent courts in India having jurisdiction over the matter.

In case of any conflict between this Policy and applicable law or any mandatory Government or regulatory requirement, the latter shall prevail to the extent of the conflict.

10. Contact

For permissions, copyright complaints or questions about this policy, please contact SMFCL through the Official grievance or helpdesk channel published for the IIF scheme.

The current contact details and submission mechanism published on the Portal shall apply from time to time.