Interest subvention support on eligible maritime-sector project loans under the Government of India's IIF Scheme, implemented by SMFCL.
Track applications, validations and claim disbursement in one digital window.
Interest subvention for eligible maritime-sector projects — apply, get validated by your lender, and track SMFCL approval and claim release through a single digital window.
From application to disbursement — one workflow shared by Borrowers, Lenders and SMFCL.
Create your Borrower account and complete GST-verified onboarding.
Submit your loan application with project and lender details.
The lender reviews and validates the application first.
SMFCL then reviews and approves the validated application.
Claims are processed and interest subvention is released.
Every step from borrower registration to release of subvention, and who is responsible for it.
The Interest Incentivization Fund (IIF) Scheme is a Government of India scheme of the Ministry of Ports, Shipping & Waterways, implemented by Sagarmala Finance Corporation Limited (SMFCL) as the implementing agency. Eligible borrowers receive interest subvention on qualifying loans.
The IIF Portal digitizes the entire lifecycle — application, lender validation, compliance and claim disbursement — into one transparent workflow for every stakeholder.
Scheme guidelines, circulars and user guides.
Step-by-step guide for Borrowers and Lenders on using the portal.
Open / DownloadLatest announcements from SMFCL.
Register as a Borrower or log in to track your application today.